371 Ryals Street

About this home

QUALIFIED VETERAN BUYERS: An assumable VA loan at an exceptionally low interest rate may be available, subject to VA and lender approval, buyer eligibility, existing loan balance, equity requirements, and all other assumption terms. Ask for details. Welcome to this spacious 5-bedroom, 3.5-bath pool home in desirable Port Charlotte Section 15, offering city water and sewer, exceptional storage, flexible living space, and an extensive list of updates. Every bedroom features a walk-in closet, including a generous primary suite with 2 walk-in closets and an en-suite bath featuring dual sinks, a large tiled shower, and a garden soaking tub and Quartz counters. Bedrooms 2 and 3 share a convenient Jack-and-Jill bath with dual sinks and a tub/shower combination with Quartz counters, while the 5th bedroom offers its own full en-suite bath with direct pool access, making it ideal for guests, extended family, or a private home office. An additional half bath is conveniently located just off the family room. The updated kitchen features a center island, granite countertops, wood cabinetry, walk-in pantry, reverse-osmosis system at the kitchen sink, and a newer garbage disposal. The living room includes a bay window with built-in window seat and wet bar, while the large interior laundry room offers an additional storage closet or second pantry. Designed for Florida living and entertaining, the home features an in-ground pool, newer pool pump, expansive covered lanai, and additional concrete deck that's perfect for a firepit or outdoor gathering area. The oversized detached garage, circular driveway, separate garage driveway, and storage shed provide plenty of room for vehicles, recreational equipment, tools, and toys. Additional improvements include a 2021 roof, new water heater in 2025, and two HVAC systems, with one receiving updated internal components in 2025 and the second replaced with a new unit in 2026. The home also features a whole-house Generac generator with a buried 500-gallon propane tank, front hurricane-impact windows, premium hurricane shutters protecting 18 openings, updated Manabloc plumbing, newer water-softener system, 9 newer ceiling fans, Quartz bathroom vanities, ceramic-tile flooring, and an electrical panel updated in 2018. POTENTIAL FLORIDA HOMESTEAD TAX OPPORTUNITY: Buyers intending to establish Florida permanent residency should investigate whether recently approved Florida Amendment 3 and its December 31, 2026 residency provisions may provide enhanced homestead benefits beginning in 2027. Eligibility and savings must be independently verified. A rare combination of space, extensive improvements, Florida outdoor living, potential homestead-tax advantages, and an exceptionally low-rate assumable VA loan opportunity.